Experts in civil liability and insurance law in Murcia. We handle claims for damages, contractual and non-contractual liability, insurance claims, workplace accidents, and falls on public roads. We fight for our clients to receive fair compensation.

Civil liability lawyers in Murcia
Damage claims, insurance and tort liability
Civil Liability & Insurance Lawyers in Murcia

Types of civil liability in Murcia
Contractual liability
Breach of obligations agreed in civil and commercial contracts. Claims for resulting damages and losses.
Non-contractual liability
Damages caused without a prior contractual relationship, governed by Art. 1902 of the Spanish Civil Code.
Professional liability
Negligence by professionals (doctors, architects, lawyers) in the course of their practice.
Product liability
Damages caused by defective products under the General Consumer Protection Act.
Neighbourhood liability
Damages between adjoining properties: leaks, damp, nuisance and structural defects.
Homeowner associations
Claims for damage to communal areas, construction defects and incidents within residential communities.
Civil liability in Murcia: what you need to know
Damage claims
We process claims for all types of damages: patrimonial and non-patrimonial. We assess each case to claim the maximum possible compensation.
Insurance claims
We represent you against insurance companies when they refuse to pay or undervalue a claim.
Falls and accidents on public roads
If you have suffered a fall on public roads due to poor pavement condition, you are entitled to compensation.
Compensation concepts in Murcia
Civil liability compensation encompasses consequential damage (actual expenses incurred), loss of earnings (income no longer received) and moral damage (suffering and personal harm). Under Art. 1106 of the Civil Code, redress must be full and complete.
Limitation periods for civil liability claims
Non-contractual
1 year (Art. 1968.2 CC)From when the injured party becomes aware of the damage. Interrupted by extrajudicial or judicial claim.
Contractual
5 years (Art. 1964 CC)General limitation period for personal actions with no special deadline. Applicable to most contractual breaches.
Defective products
3 years (Art. 143 TRLGDCU)From when the injured party suffered the damage or became aware of the product defect.
Direct insurance action
1 year (Art. 23 LCS)Direct action by the injured party against the liable party's insurer. From the date of the incident.
How we handle your case in Murcia
Free evaluation of your claim
Evidence collection and expert reports
Extrajudicial claim to the responsible party or insurer
Lawsuit if there is no agreement
Trial and judgment
Collection of compensation
Need to claim damages in Murcia?
We advise you from the very first moment. No-obligation initial consultation.
- Immediate assessment of your case
- In-person and online service in Murcia
- No upfront fees
Why choose García-Valcárcel & Cáceres in Murcia?
Frequently asked questions about civil liability in Murcia
How long do I have to claim for damages?
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The general period is 1 year for tort liability and 5 years for contractual liability. Act as soon as possible to preserve your rights.
Can I claim if my insurer refuses to pay?
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Yes, if your insurer rejects the claim or offers less than the real amount, you can take legal action.
Also visit our general civil liability page for information on types of claims, limitation periods and the full legal process.
View the general Civil Liability page
Civil liability lawyers in Murcia
Our head office is at Gran Vía, 15 — 3rd Floor, 30008 Murcia.
We serve clients in Murcia in person and by video conference. No-obligation initial consultation.